Insurance & Payments
At Eastgate Optometric Clinic, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept cash, visa, mastercard and some insurance plans. We inform our patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.
As of November 1st, 2004, routine eye examinations provided by either an optometrist or physician, for patients age 20 to 64 are no longer covered by OHIP.
Patients 65 years and older and under 20 will continue to have OHIP coverage for an eye examination once every 12 months. There are parts of the examination that is not covered by OHIP. It will be discussed with you prior to the start of your examination. Please remember to bring your valid OHIP card every time.
The knowledgeable staff at Eastgate Optometric Clinic is experienced in working with vision insurance providers. Many current vision plans are designed to cover most of the basic vision-related costs. Most plans often require a co-payment for an appointment as well as additional costs that are not covered by the insured patient.
Patients may be covered by their own insurance plans. You may contact your Benefits Provider to inquire. Below are some frequently used plans. Our office at Eastgate Optometric Clinic currently accepts Blue Cross, Great West Life, Sunlife, Industrial Alliance, Desjardins, Standard Life, Maximum Benefit, Cowan, Johnson, Chamber of Commerce, Manulife, and Green Shield for direct billing. Please contact your insurance provider for more information about your vision coverage before your appointment.
Flexible Spending Accounts
Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.